Making Payments

Thank you for shopping with Hairouna Gems!  We are excited to serve you and look forward to having your repeat business.


There is an extremely limited number of payment gateway providers available to the Caribbean countries and more-so St. Vincent and the Grenadines which facilitate our ability to receive your payments for the products purchased online from us.  After searching over 50 suggestions we have so far found only 2 that could accommodate St. Vincent and the Grenadines and we decided to choose JAD Cash, which is based in our region in the country of St. Kitts and Nevis.


What is JAD Cash?

 JAD Cash is a frictionless payment wallet that facilitates payments without the need to exchange bank information.  Users simply open the link in the payment page which leads to Hairouna Gems' JAD account and enter the amount they are paying. There is usually a service charge averaging XCD 2 (USD 0.74) for basic transactions.  JAD accepts direct payments from MasterCard and Visa cards using secure encryption methods. Members of JAD can also deposit money into their JAD account creating a ‘JAD balance’ and make payments from there topping up the account as necessary.  


How To Pay For Your Purchases

 On the Hairouna Gems store’s Payment page follow these 3 easy steps:

1.   Highlight and right click the link to go to the JAD payment page:  www.jad.cash/pay/101222689985

2.   Choose your preferred payment option:   'JAD balance' or 'Credit/Debit card'

3.   Fill in the required information and enter the payment figure.

 Once you have completed your payment on the JAD page return to the Hairouna Gems store’s Payment page, click "Complete Order" and you are all done!

 You can of course click the Complete Order button first and then go to the JAD payment page however we believe you are less likely to forget to make your payment if you follow the order of the 3 steps above.  If you have not completed the payment process we can not begin to create your order even though your order is confirmed!  Remember we are a print-on-demand store and start making your product only after your payment has been received so don’t delay your opportunity to obtain your fantastic product!

 We ask for your patience and understanding as our checkout procedure may not be what you are accustomed to.  We assure you that as with anything else, practice will make using it easier so buy as many items as you can for yourself, family and friends to get familiar with the process!  

 Once again, thank you for choosing to shop with Hairouna Gems.